Capital Conquerors Get it — $27
For anyone who keeps saying “I'll start budgeting next payday”

You type one number.
The budget fills itself in.

The 30-Minute Budget Starter is a done-for-you beginner budget, not a blank template. Enter your monthly take-home and eleven categories populate with realistic amounts for a $38K–$62K income. The first decision is already made. You just fix your rent and go.

Get The Budget Starter — $27
Instant access · Notion + printable PDFs · 30-day money-back guarantee
1number to type
11categories filled in
15 minon each payday after
The 30-Minute Budget Starter on a kitchen table: the Notion budget on a tablet and phone, with the printed Step One Card and Done-For-You Budget
What's inside

The blank page is what's been stopping you. So there isn't one.

Every other budget hands you an empty template and wishes you luck. This one has the categories named, the percentages set, and the first action decided — so “next payday” becomes today.

Find your take-home

The most recent deposit from your employer. Not your salary — what actually landed.

Type it into Step 1

Every suggested amount in the budget recalculates against it, instantly.

Fix your rent

The one line that has to be right today, because every line under it depends on it.

Run the payday reset

Fifteen minutes, every payday, in the same order. Seven ticks, then close the laptop.

Everything you get, at a glance

One Notion dashboard that does the thinking, and printable guides for the parts you'll want on paper. Yours instantly after checkout.

Get The Budget Starter — $27
Overhead view of everything in The 30-Minute Budget Starter: the Notion budget on a tablet and five printed guides
Sound familiar?

You already know you should. Here's why you haven't.

“I know I need to budget. I just never actually start.”

It's not laziness. Every template you've opened asked you to invent categories and guess at numbers before it would help you. That's homework, and you're tired after work.

“Which method? 50/30/20? Zero-based? Envelopes?”

Too much advice is why you freeze. At a $38K–$62K income, 50/30/20 doesn't even fit — rent alone breaks it. So the choosing has been done for you.

“I'll get it perfect, then I'll start.”

Your first version is a draft meant to be crossed out next month. A budget you never edit is one you stopped using.

“I set one up once. It lasted nine days.”

Because setup isn't the hard part — the habit is. This one comes with the fifteen-minute payday routine that keeps it alive.

“Everyone else seems to have this figured out.”

Most people are winging it. You're about to have an actual plan with actual numbers, and it'll take one sitting.

Let's clear this up

You don't need more willpower. You need a starting point.

Myth

“I need to track every dollar for a month before I can make a budget.”

Truth

You need one number: your take-home. The suggested amounts are built from what people at this income actually spend, so the budget is realistic before you've entered a single receipt.

Worry

“I've bought planners before and abandoned them.”

Answer

This isn't a daily task. There's no daily task in the system — inventing one is how people burn out in week one. It's fifteen minutes, on payday, with a checklist.

Worry

“My numbers won't match the suggestions.”

Answer

They won't, and that's expected. You override whatever you know (rent, car, phone) and leave the rest. If the total comes out over — it does for nearly everyone at first — the budget tells you what to cut, in what order.

Get The Budget Starter — $27
What changes

What you have by the end of the sitting

A budget with real numbers in it

Eleven named categories, dollar amounts that fit your take-home, and your actual rent in place. Not a plan to make a plan.

A first payday that goes differently

Deposit lands, you open the budget, you run seven moves in order, you're done. The routine is on paper so you don't have to remember it.

An answer for when it doesn't fit

The “cut in this order” view ranks the five categories you trim first and marks the three you never touch. No agonizing.

The end of the guilt loop

You stop being someone who's going to start budgeting and become someone who has a budget. That identity shift is the actual product.

The full stack

Everything in The 30-Minute Budget Starter

Six pieces, in the order you'll use them.

The Step One Card preview
5-page PDF · read first

The Step One Card

The single decided first action, a paycheck-to-monthly conversion table for weekly, biweekly and irregular pay, and the four things that look like step one and aren't.

Removes “what do I do first?”
The Done-For-You Beginner Budget preview
Notion dashboard + print edition · the hero

The Done-For-You Beginner Budget

Type your take-home once and eleven categories fill in. Four views ready on first open: the table you work in, your budget at a glance (a donut that works with zero input), Mine vs suggested, and Over budget? Cut in this order.

Removes the blank page
Budget Categories Swipe File preview
5-page PDF

Budget Categories Swipe File

The eleven percentages and why they're set where they are, with dollar columns at $2,600 / $3,400 / $4,100 take-home, a one-line test for what goes in which category, and what to do when your numbers don't match.

Removes inventing categories from scratch
Payday Reset Routine preview
5-page PDF

Payday Reset Routine

Seven moves, real minute counts, in the order that works — plus a two-payday tick sheet and versions for weekly, irregular and two-income households. The three-minute emergency version is marked for the paydays you have nothing left in you.

Removes the drift after week one
3-Minute Setup Walkthrough preview
5-page PDF

3-Minute Setup Walkthrough

Every click from duplicating the template to your first payday, and the five places people get stuck.

Removes the Notion learning curve
Print edition of the budget preview
Included in the Done-For-You Beginner Budget PDF

Print edition of the budget

A fill-in budget page, the cut order, and a monthly check-in for anyone who'd rather do this on paper or on the fridge.

Removes “I don't want to live in an app”
Get The Budget Starter — $27
Instant access · Notion + printable PDFs · 30-day money-back guarantee
1

Your first win is the moment you type the number

Type your take-home into Step 1 and watch eleven amounts appear. That single moment — a full budget where a blank page used to be — is what most people have never had. It takes under a minute, and it's the first time “I'll do it next payday” stops being true.

Product preview

See exactly what you're getting

The Done-For-You Beginner Budget cover on a tablet
The Notion budget table with eleven categories filled in
The Payday Reset Routine opened on a phone
The printed Step One Card on a kitchen table

Actual pages from the PDFs and the real Notion template — not concept art.

[PLACEHOLDER: optional 60–90 second screen recording of the Notion template in use — embed here. Recommended: Loom or a muted MP4.]
From the creator

Why this exists

David OseiFounder, Capital Conquerors · coach and teacher

I'm David Osei. I coach wrestling and football and train people one-on-one, and the pattern is the same everywhere: people don't fail for lack of wanting it. They fail because the first step was never made small enough to take on a tired Tuesday.

The 30-Minute Budget Starter is that first step for money. The categories are named, the percentages come from what a $38K–$62K household actually spends (not from a rule that was written for a different income), and the whole thing is designed to be done in one sitting and then kept alive in fifteen minutes a payday.

[PLACEHOLDER: one or two sentences about your own experience setting up a first budget, or what you've seen with the people you coach — only if you want it on the page.]
Questions

Before you buy

Is this a spending tracker?

No. It's a budget — a plan for the month — plus a fifteen-minute payday routine. If you want to see where last month's money went first, The Money Leak Fix is the audit; this is what comes after.

I've never budgeted. Is this too advanced?

It's the opposite. The categories, the percentages and the first action are already decided. You bring one number and your rent.

Why not 50/30/20?

Because at $38K–$62K, housing alone is usually a third of take-home, which breaks the rule before you start. The swipe file shows the eleven shares this budget uses instead, and where they come from.

How long does setup take?

Fifteen to thirty minutes, once. Then fifteen minutes each payday — with a three-minute version for bad days.

What do I need?

A free Notion account for the dashboard, and your most recent pay deposit. If you'd rather stay on paper, the print edition of the budget is included as a PDF.

Does it work with weekly or irregular pay?

Yes. The Step One Card has the conversion table for weekly, biweekly and irregular income, and the Payday Reset has a version for each.

How do I get it?

Instant access after checkout: a link to duplicate the Notion template and downloads for the five PDFs. [PLACEHOLDER: confirm delivery method — Stripe receipt link / email]

What if it's not for me?

30-day money-back guarantee, no questions. Email [PLACEHOLDER: support email] and it's refunded.

Get The Budget Starter — $27
Everything in The 30-Minute Budget Starter laid out on a table
The offer

Get The 30-Minute Budget Starter

  • The Done-For-You Beginner Budget (Notion + print edition)
  • The Step One Card (PDF)
  • Budget Categories Swipe File (PDF)
  • Payday Reset Routine (PDF)
  • 3-Minute Setup Walkthrough (PDF)
$27$59one-time
Instant access. Yours to keep. No subscription.
Get The Budget Starter — $27
Secure Stripe checkout30-day money-back guaranteeNotion + PDF
→

Why today, not next payday

No countdown, no fake scarcity. The honest reason to do this now is that the guilt compounds with every skipped payday, and every unmanaged paycheck is one more that slips by. One sitting this week means your next payday is the first one with a plan waiting for it.

Next payday could be the first one with a plan.

One number, eleven categories, fifteen minutes on payday. After you click, you'll go to a secure Stripe checkout, then straight to your files.

The 30-Minute Budget Starter on a kitchen table: the Notion budget on a tablet and phone, with the printed Step One Card and Done-For-You Budget
Get The Budget Starter — $27
Instant access · Notion + printable PDFs · 30-day money-back guarantee